Terms of Service

Effective Date: May 25, 2025

Welcome to The Ladder Report (“we,” “us,” or “our”). These Terms of Use (“Terms”) govern your use of all services operated or provided by The Ladder Report, including our website, newsletter, forms, social media pages, email content, and any additional digital content or tools we provide (collectively, the “Services”).By accessing or using the Services, you agree to these Terms. If you do not agree, please do not use the Services.
We may update these Terms from time to time. When we do, we’ll update the Effective Date above and may notify you through email or on the site if changes are significant. Your continued use of the Services means you accept the updated Terms.
1. Eligibility and Use
To use the Services, you must be at least 18 years old and legally capable of entering into binding contracts. By using the Services, you represent that you meet these criteria.
You agree to use the Services only for personal, non-commercial purposes unless explicitly authorized by us. You must not misuse, copy, modify, scrape, or distribute any part of the Services unless we say you can.
2. Intellectual Property
All content on the Services—including text, graphics, logos, designs, code, and materials—is owned by or licensed to The Ladder Report and protected under applicable copyright, trademark, and intellectual property laws.
We grant you a limited, non-exclusive, revocable license to use the Services for your own informational and personal use only. You may not reproduce, resell, or modify any content without our express written consent.
3. User Submissions
If you respond to surveys, reply to emails, submit testimonials, or otherwise send us content (“User Content”), you agree that:
You grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, display, adapt, publish, and distribute your content in any media or format.
You confirm that you own or have permission to share any content you submit.
We may moderate, remove, or decline to use any content at our discretion.
4. No Financial or Betting Advice
The content in The Ladder Report is for educational and entertainment purposes only. We do not provide personalized betting advice or financial guidance.
We are not licensed financial advisors, bookmakers, or investment professionals.
Any betting strategies or picks are shared strictly as commentary.
You are solely responsible for any decisions made based on our content.
For full legal protection, see our [Disclaimer] page.
5. Third-Party Services
Our Services may contain links to third-party websites, tools, or platforms (e.g., Google Forms, ConvertKit, Airtable, social media). We are not responsible for the content, accuracy, or privacy practices of any third-party site.
Use third-party platforms at your own risk. We do not endorse or guarantee the services, products, or information they provide.
6. Account Security
If any part of our Services requires registration (e.g., custom dashboards or premium content in the future), you are responsible for safeguarding your account. Notify us immediately if you suspect unauthorized access.
7. Termination
We may suspend or terminate your access to the Services at any time, without notice or liability, for any reason—including violation of these Terms.
Upon termination, your right to use the Services will immediately cease, and you must stop all use of any downloaded or saved content from us.
8. Limitation of Liability
To the fullest extent permitted by law:
The Ladder Report disclaims all warranties (express or implied), including but not limited to fitness for a particular purpose, merchantability, or accuracy of information.
We are not liable for any indirect, incidental, or consequential damages, including lost profits, lost bets, or any loss resulting from your use of our content or services.
You use the Services at your own risk.
9. Indemnity
You agree to indemnify and hold harmless The Ladder Report and its affiliates, team members, and service providers from any claims, liabilities, losses, or damages—including legal fees—arising from your use of the Services or violation of these Terms.
10. Dispute Resolution & Governing Law
These Terms are governed by the laws of the Province of Ontario, Canada, and any disputes must be resolved in the courts of Ontario.
Before filing a legal claim, we encourage informal resolution by emailing: support@theladderreport.com. If unresolved, both parties agree to submit to non-exclusive jurisdiction of Ontario’s courts.
11. Updates to Terms
We may revise these Terms at any time. Changes will be posted on our website and take effect upon publication. Continued use of the Services means you accept the updated Terms.
12. Contact Us
For questions, feedback, or legal notices, contact:
The Ladder Report

Email: support@theladderreport.com